SME Lending Business Analyst

What we do?

Aion Bank is a fully regulated European bank and credit institution that combines Vodeno’s proprietary, private blockchain-based platform with its ECB banking license, balance sheet and regulatory and compliance expertise to offer a comprehensive suite of embedded banking products. 

Aion has a track record of delivering fully compliant embedded banking solutions to retailers, eCom/marketplaces, banks/neobanks and fintechs, creating a better customer experience that drives conversion, increases engagement and fosters loyalty. 

Aion Bank is currently active in Belgium, Germany, Poland and Sweden, including a retail business in both Belgium and Poland. 

Our biggest strength is our people - a group of highly intelligent, creative, result-driven and ambitious individuals who always rise to the challenge. Together, we create a positive, energetic and fast-paced work environment. We stay professional in getting things done, but remember not to leave our passion and fun behind.

We are currently looking for a SME Lending Business Analyst ready to join our adventure and share our ambition.

What you will be doing?

• Analyze and document business processes, workflows, and requirements for SME lending products and services 
• Collaborate with stakeholders to identify business needs and translate them into implementation backlog 
• Conduct market research and competitor analysis to identify trends and opportunities in SME lending
• Support the development and implementation of new products, services, and technology solutions
• Monitor and evaluate the performance of existing SME lending offerings and recommend improvements
• Prepare reports, presentations, and dashboards to communicate insights and recommendations to senior management
• Work closely with risk, IT, operations, and compliance teams to ensure seamless project execution and regulatory adherence
• Assist in the preparation of business cases, cost-benefit analyses, and project plans 

Skills you should have

• Masters degree in Business, Finance, Economics, or a related field; MBA or relevant certification (e.g., CFA, CFP) is a plus
• 3+ years of experience as a Business Analyst, preferably in SME lending
• Strong knowledge of SME lending products
• Proficiency in data analysis tools (e.g., Excel, SQL, Python) and project management software
• Excellent analytical, problem-solving, and communication skills
• Ability to work independently and collaboratively in a fast-paced environment
• Familiarity with regulatory requirements and compliance standards in SME lending
• Ability to efficiently communicate in both: Polish and English language

What we offer

You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies. 

Unless limited by banking regulations we offer a flexible form of contract.

You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.

If your role permits, we also offer flexible work location: home/office — according to your preference. 

You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package. 

We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support. 

Aion bank account without fee. 

We co-sponsor your Multisport card and cover 50% of its cost. 

You will work on computer equipment that delivers the best user experience — Apple MacBook. 

If you feel like working from the office, we have beautiful space available for you in Brussels and Warsaw. Each office is very nicely located with convenient commute options by public transport and by bike. Our office in Warsaw offers healthy snacks throughout the day. 

Our process

We keep our recruiting process simple. 

Step 1: Talk with one of our Recruiters about your to date experiences and ambitions

Step 2: Meet with your future Manager to deep dive on the role and our work environment

Step 3: Meet with the Head of Department 

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!