SME Lending Product Architect

What we do?

Aion Bank is a fully regulated European bank and credit institution that combines Vodeno’s proprietary, private blockchain-based platform with its ECB banking license, balance sheet and regulatory and compliance expertise to offer a comprehensive suite of embedded banking products. 

Aion has a track record of delivering fully compliant embedded banking solutions to retailers, eCom/marketplaces, banks/neobanks and fintechs, creating a better customer experience that drives conversion, increases engagement and fosters loyalty. 

Aion Bank is currently active in Belgium, Germany, Poland and Sweden, including a retail business in both Belgium and Poland. 

Our biggest strength is our people - a group of highly intelligent, creative, result-driven and ambitious individuals who always rise to the challenge. Together, we create a positive, energetic and fast-paced work environment. We stay professional in getting things done, but remember not to leave our passion and fun behind.

We are currently looking for a SME Lending Product Architect ready to join our adventure and share our ambition. 

What you will be doing?

• Shape and drive our SME lending banking product roadmap, aligning with strategic objectives
• Take ownership of the entire lifecycle of SME lending products, from conception to deployment and maintenance
• Utilise data for impactful, informed decisions and optimization opportunities
• Manage regulatory compliance, safeguarding Aion's operations in a dynamic industry
• Collaborate cross-functionally, lead technical discussions, and find effective solutions
• Stay informed through industry benchmarks, aligning decisions with best practices
• Document processes and decisions transparently, providing a clear rationale and outcomes
• Design differentiated solutions globally, considering diverse countries and customer segments

Skills you should have

• 5+ years in fintech or digital banking, blending financial, commercial and technical expertise
• SME lending know how and experience
• Analytical skills for market dynamics and quick learning ability for evolving regulations
• Strategic planning skills, aligning decisions with long-term organisational goals
• Strong communication, networking, and information-gathering skills
• Stakeholder engagement, team spirit, and assertive diplomacy for effective collaboration
• High integrity, adaptability, and proactive mindset in handling multiple responsibilities
• Ability to efficiently communicate in both: Polish and English language

What we offer

You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies. 

Unless limited by banking regulations we offer a flexible form of contract.

You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.

If your role permits, we also offer flexible work location: home/office — according to your preference. 

You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package. 

We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support. 

Aion bank account without fee. 

We co-sponsor your Multisport card and cover 50% of its cost. 

You will work on computer equipment that delivers the best user experience — Apple MacBook. 

If you feel like working from the office, we have beautiful space available for you in Brussels and Warsaw. Each office is very nicely located with convenient commute options by public transport and by bike. Our office in Warsaw offers healthy snacks throughout the day. 

Our process

We keep our recruiting process simple. 

Step 1: Talk with one of our Recruiters about your to date experiences and ambitions

Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment

Step 3: Meet with Head of IT department to explore the company's strategy and biggest challenges for the coming year

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!