Credit Maintenance Intermediate Analyst

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Job Overview

Credit Maintenance Intermediate Analyst

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem-solving, and communication to Citi's Loan's processing Team.

By joining Citi, you will become part of a global organization whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

The Credit Maintenance Intermediate Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors, and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies in alignment with overall credit policies.

What you'll do

This individual will focus on maintaining data quality, monitoring and reporting credit exposure, and ensuring compliance with credit policies. On a day-to-day basis, they can expect to:

• Maintain data of relations and facilities in the credit system, and enter data accurately in various auxiliary credit systems.

• Consult with Relationship Manager (RM) to formalize requests for credit facilities or raise other problems to the appropriate organizations for their attention.

• Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems.

• Maintain accurate controls and insurance records ensuring timely follow-ups and renewals of insurance required for equipment and team’s responsibility.

• Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner.

• Monitor limits versus exposure at the end of the day and scale exceptions detected by the policy.

• Aid important portfolios and apply professional decisions when interpreting information and results.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

What we'll need from you

We are looking for a candidate who is detail-oriented and possesses strong analytical and communication skills. The essential qualifications and skills required for this role include:

• 2-5 years of relevant experience.

• Experience in business preferred.

• Working knowledge of industry standards and practices.

• Working knowledge of data analysis tools and methodologies.

• Demonstrated analytical skills.

• Consistently demonstrates clear and concise written and verbal communication.

• Bachelor’s degree/University degree or equivalent experience.

What we can offer you

This is a role that will offer the opportunity to build in-depth knowledge of financial services operations. Every day there will be new business challenges that will help you develop new skills that can drive your career.

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

• Employer-paid Defined Contribution Pension Plan contribution of 6% of employee's pensionable earnings (PPE Program)

• Employer-paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates

• Employer-paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates

• Employee Assistance Program financed by Employer

• Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)

• Sport Card for employees subsidized via Social Benefits Fund and Sport Cards for certain family members available at preferential rates

• Additional benefits from Company's Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events.

• Additional day off for volunteering

• Cafeteria/flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.

• Opportunity to receive an annual discretionary incentive award

• Special offers and discounts for employees

• Click here to review the Remuneration Regulations extract.

Alongside these benefits, Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.