Financial Crime Analyst

Planet are a technology company that’s transforming payments by putting the customer experience first. We help our customers deliver a better experience for guests, shoppers, and consumers everywhere. We operate in a market that continues to evolve and expand, partnering with the world’s most prestigious brands across Retail and Hospitality, and with a network of Financial Services partners worldwide.

Legal, Risk & Compliance Overview

The Legal Risk & Compliance team is the creative conscience of Planet – we partner closely with the business, look around corners and lead by example. As our core values in LRC, we are:

Protective – Driven to protect the business from all manner of legal, regulatory, commercial, and compliance issues

Progressive – Vigilant in anticipating the needs of the business amidst a dynamic payments industry and regulatory environment

Practical - Creatively pragmatic in the design and delivery of legal, regulatory, commercial, and compliance support that advances our business

With these values, we provide solutions that enables Planet’s strategic business goals whilst meeting its regulatory obligations as we expand organically, geographically and by acquisition.

Role Overview

Effective risk management is considered pivotal to Planet and we are seeking a Financial Crime Analyst to support the continued development of our payments business.

The successful individual will support the Financial Crime Manager with Planet’s financial crime monitoring process, systems and operations, covering all parts of the payments and tax-free businesses.

The Financial Crime Analyst will be expected to engage across the business, building relationships with key internal stakeholders and provide assurance that financial crime is being effectively managed throughout Planet’s acquiring operations.

What you will do

• Conduct risk-based investigations on financial crime alerts escalated by the financial crime system in a swift and efficient manner;
• Manage your own caseload, ensuring the appropriate actions are taken on each case in a timely manner;
• Ensure all regulatory and Scheme mandated actions are completed in a timely manner, such as raising SARs, adding merchants to Scheme watch lists etc.
• Provide input to system rule changes, based on financial crime trends and events identified during the investigation process;
• Assist in the defence and prevention of Visa and MasterCard chargebacks & payment disputes for Planet merchants;
• Assist in the development of appropriate financial crime review processes
• Support the wider Planet financial crime team with their financial crime review process, where required;
• Do your part to ensure that all activities comply with relevant legislation and regulation

Who you are

• A strong analytical thinker with the ability to impact and influence
• A passion for simplification and efficiency/ process improvement
• Excellent oral and written communication skills with advanced skills related to the preparation and submission of internal reporting and external regulatory, and risk/compliance reports
• The ability to manage and prioritise multiple tasks and work under demanding conditions with many interruptions
• A business mindset with a drive to find solutions that allow business and market share growth in a prudent and long-term-oriented approach
• A high degree of discretion and the ability to work with sensitive and confidential data
• Honesty, integrity and resilience

Why Planet

Planet is an equal opportunity employer where diversity is valued, and all employment is decided based on qualifications, merit, and business need.

Come and grow your career in the most exciting, fast paced technology market, with a business that delivers feel-good connected commerce. We would love to hear from you – Apply now.