Credit Maint Intmd Analyst - C11

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to Citi’s Operations - Services team.

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

The Credit Maintenance Intermediate Analyst is an intermediate level position within the Operations - Services team, focused on capturing and recording data related to credit exposures, obligors, and facilities within relevant credit systems. This role is critical for coordinating and maintaining data quality in credit systems, monitoring and reporting credit exposure, escalating deficiencies, and recommending strategies in line with overall credit policies.

What you’ll do

This individual will be responsible for coordinating and maintaining data quality in credit systems, monitoring and reporting credit exposure, and contributing to strategies for credit policies. They will collaborate with Relationship Managers and other internal organizations.

• Maintain data of relations and facilities in credit systems, ensuring accurate entry into various auxiliary systems.

• Consult with Relationship Managers (RM) to formalize credit facility requests and escalate issues.

• Detect revealed trends to assess needs for credit lines, operations, or system improvements.

• Maintain accurate controls and insurance records, ensuring timely follow-ups and renewals.

• Prioritize and process incoming credit applications, verifying accuracy, integrity, and policy compliance.

• Monitor limits versus exposure daily and manage detected policy exceptions.

• Aid important portfolios and apply professional decisions when interpreting information.

• Assess risk appropriately in business decisions, ensuring compliance with laws, rules, and regulations.

What we’ll need from you

We are looking for an individual with relevant experience in credit operations, strong analytical and communication skills, and the ability to interpret information and assess risk effectively.

• 2-5 years of relevant experience, preferably in business.

• Bachelor’s degree/University degree or equivalent experience.

• Working knowledge of industry standards, practices, data analysis tools, and methodologies.

• Demonstrated analytical skills.

• Consistently demonstrates clear and concise written and verbal communication.

• Ability to appropriately assess risk in business decisions and ensure compliance with regulations.

What we can offer you

This is a role that'll offer you the opportunity to build an in-depth knowledge of financial services operations. Every day there will be new business challenges that will help you develop new skills that can drive your career.

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

• Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)

• Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates

• Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates

• Employee Assistance Program financed by Employer

• Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)

• Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates

• Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events.

• Additional day off for volunteering

• Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.

• Opportunity to receive an annual discretionary incentive award

• Special offers and discounts for employees

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.