Credit Maintenance Analyst

Discover your future at Citi

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Job Overview

Job TitleCredit Maintenance Analyst

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem-solving, and communication to Citi's Loan's processing Team.

By joining Citi, you will become part of a global organization whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

The Credit Maintenance Analyst is an entry-level position responsible for capturing and recording data related to credit exposure, obligors, and facilities in relevant credit systems in coordination with the operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure, and adhere to overall credit policies. This role involves working closely with the operations - Services team and is crucial for maintaining the integrity of Citi's credit systems.

What you'll do

This individual will primarily focus on maintaining data quality and ensuring compliance with credit policies. On a day-to-day basis, they can expect to:

• Process incoming credit requests, reviewing for completeness and accuracy, and converting them to concise, accurately recorded credit facilities.

• Analyze and evaluate credit reports, as well as coordinate and follow up on action plans, implementations, and related defects.

• Maintain an executive document to track all requests, changes, and action plans performed on credit reports.

• Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings.

• Prepare portfolio and related credit information for internal and external auditors.

• Make evaluative judgments based on the analysis of information.

• Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence.

• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

What we'll need from you

We are looking for a candidate who is detail-oriented and possesses strong analytical skills. The essential qualifications and skills required for this role include:

• Relevant experience in credit operations or a similar position.

• Knowledge of credit processes, procedures, and systems.

• Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain.

• Ability to work effectively in a team-oriented environment.

• Bachelor’s degree/University degree or equivalent experience.

What we can offer you

This is a role that will offer the opportunity to build in-depth knowledge of financial services operations. Every day there will be new business challenges that will help you develop new skills that can drive your career.

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

• Employer-paid Defined Contribution Pension Plan contribution of 6% of employee's pensionable earnings (PPE Program)

• Employer-paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates

• Employer-paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates

• Employee Assistance Program financed by Employer

• Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)

• Sport Card for employees subsidized via Social Benefits Fund and Sport Cards for certain family members available at preferential rates

• Additional benefits from Company's Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team-building events.

• Additional day off for volunteering

• Cafeteria/flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.

• Opportunity to receive an annual discretionary incentive award

• Special offers and discounts for employees

• Click here to review the Remuneration Regulations extract.

Alongside these benefits, Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.